Explore Access Under Local Law
These legal terms explain how we treat account access, identity checks, payment records, data requests, and service changes for India. You must check whether access is allowed in your state or union territory before you join, because availability depends on local law and is available where
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local law permits. We may ask for account details, device signals, payment references, or identity documents when required for fraud checks, dispute handling, or legal duties. Records linked to UPI, Paytm, PhonePe, or Google Pay may be retained where needed for audits, chargeback handling, tax queries,
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security checks, or court and authority requests. If any rule changes, the updated version applies from the date shown on the page, unless the law requires a different method.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.